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In Reply to: Re: Infinity RS1Bs Under Water posted by Craig Simon on April 20, 2007 at 07:36:47:
I live just outside of New Orleans and have Allstate for my home and car. Like virtually all other carriers that I am aware of, their homeowner's policy specifically excludes damage from "flood" and flood is defined, simply, as any situation where loss is incurred due to rising water. A rising river/lake, a broken upstream impoundment, a broken city water main, a backed up sewer system, etc., all would qualify as flood damaging agents. Bottom line...90% of the ways possible to suffer water damage are cleverly excluded from coverage in the typical homeowner's policy. Shocking, isn't it?BTW, national flood insurance is administerd by most national carriers seperately as a distinct product. Currently available caps for coverage are $250,000. for structural and $100,000. for contents.
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Follow Ups
- Re: Infinity RS1Bs Under Water - acres verde 11:09:59 04/20/07 (1)
- New Orleans region flood maps. - free.ranger 12:25:10 04/20/07 (0)
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